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Farm Insurance: Protecting Your Agricultural Investments

Staff Writer • Jordan, NY Jordan First Insurance Agency

Last Update 02/04/2023

Presented by

Jordan First Insurance, Jordan NY 13080

farm insurance syracuse central new york

Farms and other agricultural operations are more than just a business – they're a way of life and a family legacy. That's why it's essential to protect your investment with comprehensive farm insurance. This type of insurance is specifically designed to protect farmers, ranchers, and other agricultural professionals from the unique risks they face on a daily basis.


What Does Farm Insurance Cover?


Farm insurance is a type of property and casualty insurance that offers a wide range of coverage options. The specific coverage options will depend on your specific needs, but some of the most common types of coverage include:

  • Property Coverage

This coverage protects your buildings, equipment, and other property from damage or loss due to events like fire, theft, or natural disasters.

  • Livestock Coverage

Livestock is a critical part of most agricultural operations, so it's important to protect them from injury or death due to accidents or natural causes.

  • Liability Coverage

This coverage protects you in the event that someone is injured on your property or as a result of your agricultural operations.

  • Crop Coverage

Crop insurance protects against losses due to weather events, pests, and other factors that can impact the growing and harvesting of crops.


Why Do You Need Farm Insurance?


Farms and agricultural operations face unique risks that can impact their ability to operate and earn a profit. Some of the most common risks include:

  • Weather-related events like storms, droughts, and floods

  • Fire, theft, or other property damage

  • Livestock injuries or death

  • Loss of crops due to pests or other factors

  • Liability for accidents that occur on your property or as a result of your agricultural operations.

By having comprehensive farm insurance, you can protect your investment and ensure that you're able to continue operating and earning a profit, even in the face of unexpected events.


How to Choose the Right Farm Insurance Policy


In New York, we are fortunate to have many options for farm insurance. National programs are available from carriers such as Markel, as well as local county mutual programs such as Allegany Insurance Group, Genesee Patrons, Erie & Niagara Insurance and more.



In conclusion, farm insurance is an essential investment for any agricultural operation. By choosing the right policy, you can protect your investments, ensure your operations continue to run smoothly, and provide peace of mind for yourself and your family.


Looking to get quotes on your farming operation? No matter how big or small, Jordan First is here to help. Contact our offices today to speak with an agent.


 

All content © 2021-2023 Jordan First Insurance Agency

21 N Main St. Jordan NY 13080

A DIVISION OF ENCOMPASSAGENCY BUFFALO, NY

315-707-8747 • Putting People First


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