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Protecting Your Farm Equipment: Understanding Inland Marine Insurance

Story by Staff Writer at Jordan First Insurance • February 25, 2023 Trending Tags: #inlandmarineinsurance #farmequipmentprotection #propertycoverage

tractor plowing field

As a farmer or rural homesteader, your farm equipment is one of your most valuable assets. Whether you're using tractors, combines, or other machinery, you need to protect your equipment from theft, fire, and other losses. In this blog post, we'll discuss how inland marine insurance can help you protect your farm equipment and provide peace of mind.


What is Inland Marine insurance?

Inland marine insurance is a type of property insurance that covers moveable property, including equipment and tools, while they are being transported or stored off-site. This type of insurance can provide coverage for a wide range of losses, including theft, fire, and other types of damage. It's important to note that inland marine insurance is different from standard property insurance, which typically only covers property that is located on your farm. As a farmer, you rely on your equipment to keep your operation running smoothly. In the event of a loss, such as theft or fire, the cost of replacing or repairing your equipment can be significant. Inland marine insurance can provide coverage for this type of loss, helping you protect your investment and minimize the financial impact of an unexpected event.

tractors in field

Understanding Scheduled Property Coverage

One important aspect of inland marine insurance is scheduled property coverage. This allows you to specifically list and schedule individual pieces of farm equipment for property coverage in the event of a loss. By doing this, you can ensure that your most valuable and essential equipment is protected in the event of an unexpected event.

Some policies offer blankets as well, providing coverage to a group of items under one limit.

Working with an Insurance Agent

Working with an experienced insurance agent can help you understand your options for inland marine insurance and other types of coverage. Your agent can help you evaluate your insurance needs and create a customized insurance plan that meets your unique requirements.


Inland marine insurance can be an important tool for protecting your farm equipment and providing peace of mind. By understanding this type of insurance and working with an experienced insurance agent, you can ensure that your equipment is adequately protected and that you're prepared for the unexpected.


Story by Staff Writer at Jordan First Insurance • February 25, 2023 Trending Tags: #inlandmarineinsurance #farmequipmentprotection #propertycoverage Jordan First Insurance, Jordan NY 13080 • 315-707-8747


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